FAR 52.228-1

Bonds—Performance and Payment

Updated August 2026 — reviewed against the current Federal Acquisition Regulation text.

Requires contractor to post performance and payment bonds guaranteeing contract completion and subcontractor/supplier payment.

Applicability: Required for construction and large services contracts (typically >$150K).

Key Requirements

1

Obtain performance bond from surety guaranteeing contract completion

2

Obtain payment bond guaranteeing subcontractor/supplier payment

3

Bond amounts equal contract value (or specified percentage)

4

Maintain bond coverage throughout contract period

Common Issues & Pitfalls

Underestimating bond cost (can be 2-3% of contract value)

Losing bond coverage midway through contract (auto-default)

Not understanding surety can sue contractor for bond claims

Failing to notify surety of contract changes/delays

Contractor Guidance for Your Bid

Bonds are insurance the government forces you to buy. Get bonding capacity BEFORE bidding. Surety will require financial statements and references. Budget 2-3% of contract value. If you fail, surety pays government, then sues you for reimbursement + interest.

Related FAR Clauses

Frequently Asked Questions

What are the key requirements for FAR 52.228-1: Bonds—Performance and Payment?

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Requires contractor to post performance and payment bonds guaranteeing contract completion and subcontractor/supplier payment. Required for construction and large services contracts (typically >$150K).

When does FAR 52.228-1 apply to a federal contract?

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Required for construction and large services contracts (typically >$150K).

What are the most common compliance issues with FAR 52.228-1?

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Underestimating bond cost (can be 2-3% of contract value) Losing bond coverage midway through contract (auto-default) Not understanding surety can sue contractor for bond claims Failing to notify surety of contract changes/delays

How should contractors approach FAR 52.228-1 in their proposals?

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Bonds are insurance the government forces you to buy. Get bonding capacity BEFORE bidding. Surety will require financial statements and references. Budget 2-3% of contract value. If you fail, surety pays government, then sues you for reimbursement + interest.

What related FAR clauses should contractors review alongside FAR 52.228-1?

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Contractors reviewing FAR 52.228-1 should also study related clauses: 52-249-1, 52-249-2. Understanding how these clauses interact helps avoid compliance gaps that can trigger contract disputes or disqualify bids.

What happens if a contractor fails to comply with FAR 52.228-1?

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Non-compliance with FAR 52.228-1 can result in contract termination for default, withholding of payments, debarment proceedings, or False Claims Act liability. Contracting officers typically issue a cure notice before termination. Contractors should consult with a contract attorney if they receive a cure notice related to this clause.